Cost-sharing subsidies, also known as cost-sharing reductions (CSRs), are a type of financial assistance designed to reduce the out-of-pocket costs for healthcare services for eligible individuals. These subsidies are available to people who enroll in Silver plans through the Health Insurance Marketplace and have a household income between 100% and 250% of the federal poverty level. By reducing the amount you have to pay for deductibles, copayments, and coinsurance, cost-sharing subsidies make it more affordable to receive healthcare services.