Answer posted in Teams: When determining eligibility for group insurance in a company with unionized employees, it might be possible to exclude the union workers as an eligible class. The eligibility would then be based on the non-union employees. Answer from ChatGPT: When determining eligibility for group insurance in a…
Unions
When a small employer has unionized employees, health insurance considerations can include union-negotiated benefits and specific plan requirements. Navigating these aspects requires an understanding of collective bargaining agreements and how they interact with standard insurance offerings. This area is crucial for agents working with employers to ensure their health plans align with union agreements and with the carrier’s underwriting requirements.