In Texas, a former spouse who has been covered on the group health plan for a full year before divorce or severance of the family relationship might be able to continue his or her coverage for up to 36 months, but a request must be made within 15 days of…
Texas
Rating Areas in Texas
Texas has 254 counties and 27 different geograhic rating areas. In Texas, like most states, the only factors used to determine the rates for fully-insured small groups is the ages of the covered employees and dependents and the location of the company. A small group health carrier must charge the…
Can an employee cover a boyfriend or girlfriend if they live together?
The rules on this will vary by state and might also vary by employer. Some states, like Texas, are “common law” states, so a couple can declare themselves married and will be viewed as such under the law. Other states may not recognize common law marriage. Similarly, some states/carriers might…