Under the Affordable Care Act, health insurance providers cannot deny coverage or charge higher premiums due to pre-existing conditions for most types of health coverage. This means that a person’s medical history, including past illnesses or conditions, does not affect their eligibility for coverage under most private health insurance plans…
Pre-Existing Conditions
How do Essential Health Benefits affect people with pre-existing conditions?
Essential Health Benefits are particularly important for people with pre-existing conditions because they ensure access to necessary services without discrimination. Before the ACA, insurance companies could deny coverage or charge higher rates based on health status. With the requirement for EHBs, plans must cover a range of services crucial for…