Answer posted in Teams: Switching plans mid-year with the same carrier is generally not allowed unless the carrier permits it under certain conditions. Any changes in plans would typically happen during renewal periods or special enrollment events.
Plan Changes
Can a business change its health plan mid-year?
Answer posted in Teams: Generally, businesses cannot switch health plans mid-year with an existing carrier unless the carrier has a special event or provision that allows it. The last notable instance of such an event was the “Grandmothering” event around 2014-2016.